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The Basics of Homeowners’ Insurance

The Basics of Homeowners’ Insurance

Your home and the things in it generally represent the largest asset your family will ever have. For this reason it is very important to have your home and its contents insured at all times. One should have insurance on its contents, against theft, fire, windstorm, or...

Life After Debt

Life After Debt

If you find yourself in trouble financially, there are usually no easy answers — but there are many ways out for those willing to commit to changing their financial habits. Your ability to pay your bills can be affected by situations beyond your control such as...

Retiring at an Early Age

Retiring at an Early Age

Historically, most Americans have considered 65 to be their target retirement age. This is likely the result of past Social Security laws which allowed for a full benefit beginning at age 65. However, now most people will not get their full Social Security benefit...

An Introduction to Budgeting

An Introduction to Budgeting

Budgeting is the systematic allocation of one's limited resources (income) to a potentially unlimited number of needs and wants (expenses.) Budgeting your income, though often times tedious and difficult to maintain, can help you better control how your income is...

Tax Aspects of Working at Home

Tax Aspects of Working at Home

How much of their home office expenses can be deducted is one of the most misjudged tax questions faced by home workers. The reality of home office expense deductibility is much more complex than the common perception.   WHEN CAN HOME OFFICE EXPENSES BE DEDUCTED?...

Selecting an Executor or Trustee

Selecting an Executor or Trustee

Whether you choose a will or a living trust, you also need to select someone to administer the disposition of your estate—an executor or personal representative and, if you have a living trust, a trustee. An individual, such as a family member, a friend or a...